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Exposing the Truth: Recent Lawsuits Over False and Misleading Claims in Oral Care Product Advertising
The oral care industry is extremely competitive, with brands vying for consumer trust through bold claims about whiter teeth, cavity protection, and even broader health benefits.
Evan Howard
May 1, 20255 min read


The Removal of Loan Contingency in NC Real Estate Form 580-T: A Consumer's Nightmare
he North Carolina Association of REALTORS® (NCAR) has made a significant change to Standard Form 580-T, the Offer to Purchase and Contract form, by removing the agent commission contingent on financing.
Evan Howard
Apr 30, 20255 min read


The FDA Cosmetic Act: In-Depth Analysis of the Federal Food, Drug, and Cosmetic Act and Its Modern Impact on Cosmetic Regulation
The FDA Cosmetic Act, formally known as the Federal Food, Drug, and Cosmetic Act (FD&C Act), is the foundation of modern cosmetic regulation in the United States.
Evan Howard
Apr 29, 20259 min read


Toothpaste Regulation: How Ingredients and Marketing Claims Can Trigger Clinical Trial Requirement
Toothpaste is a product almost every American uses daily, but few consumers realize the regulatory complexity behind that familiar tube.
Evan Howard
Apr 28, 20256 min read


SBA SOP 50 10 8: A Comprehensive Guide to the Latest SBA Loan Program Rules
The SBA’s Standard Operating Procedures (SOPs) are the backbone of its loan programs, and the release of SOP 50 10 8 marks a significant update for lenders, borrowers, and professionals working with SBA-backed loans.
Evan Howard
Apr 24, 20257 min read


SBA SOP 50 10 7.1: The Rulebook Behind America’s Small Business Loans
At its core, SOP 50 10 is the SBA’s instruction manual for lenders. It spells out everything from eligibility rules to how loans get approved, disbursed, and monitored.
Evan Howard
Apr 22, 20254 min read


Google’s Antitrust Showdown: What the DOJ’s Case Means for the Future of Big Tech
If you’ve been following the headlines, you know the U.S. Department of Justice (DOJ) has been locked in a high-stakes legal battle with Google. This isn’t just another lawsuit—it’s a defining moment in how antitrust laws apply to the digital age.
Evan Howard
Apr 20, 20256 min read


Google and Standard Oil: Antitrust Echoes Across a Century
The world of antitrust law has come full circle. Over a century after the landmark breakup of Standard Oil, the United States government is again in court with a corporate giant—this time, Google.
Evan Howard
Apr 19, 20257 min read


Breaking Down the Two Major 2025 Antitrust Rulings Against Google
The U.S. government’s antitrust campaign against Google has reached a critical juncture, with two landmark 2025 court rulings exposing distinct facets of the tech giant’s dominance.
Evan Howard
Apr 19, 20253 min read


The Sherman Act & Clayton Act: America’s Antitrust Power Duo Explained
Imagine a world where a single company controls the price of every gallon of gas, every loaf of bread, and every phone in your pocket. That’s the nightmare U.S. antitrust laws like the Sherman Act (1890) and Clayton Act (1914) were designed to prevent.
Evan Howard
Apr 18, 20253 min read


United States v. Articles of Drug (826 F.2d 564): A Landmark Case on FDA Regulation
The case United States v. Articles of Drug, 826 F.2d 564 (7th Cir. 1987), significant legal precedent in the enforcement of the FDCA.
Evan Howard
Mar 25, 20253 min read
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